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(「合資格客戶」)： i. 必須為香港居民身分證持有人；及 ii. 年齡必須年滿18歲或以上；及 iii. 於推廣期內申請PayKool Visa Platinum卡 (「PayKool卡」)之全新客戶，在申請介面指定位置輸入有效的指定邀請碼並成功獲得批核。 \n5.  全新客戶定義為推廣期第一日起計過去12個月內並沒有於本公司申請(不論成玏申請與否)或擁有任何信用卡賬戶。 \n6.  推廣期內，合資格客戶可獲贈指定邀請碼對應之指定PayKool卡免找數簽賬額（如適用）。該免找數簽賬額會於合資格客戶成功獲批PayKool卡後三個月內存入該客戶的PayKool卡賬戶。 \n7.  於推廣期內，合資格客戶只可獲此優惠乙次。 \n8.  合資格客戶必須確保所提供的登記資料全屬真實、正確、完整、沒有誤導及欺詐成份。 \n9.  本公司保留給予客戶此優惠之權利，客戶於信用卡生效後，信用卡戶口須於發放此優惠前維持良好狀況，包括但不限於沒有逾期還款紀錄、未有逾額情況或任何違反信用卡持卡人合約條款的行為。否則，本公司保留對客戶撤回此優惠之獲得權利而毋須事先通知。 \n10.  有關指定禮品不可退回、轉讓/轉售、兌換現金或換取其他優惠。如有遺失、失效或逾期，恕不獲補發。若合資格客戶於得到禮品後12個月內取消該信用卡，將會被收取該信用卡首年年費或有關指定禮品的價值費用，以較高者為準。 \n11.  本公司並非指定禮品的製造/供應商，亦非該製造/供應商的代理。所有指定禮品之使用須受個別製造/供應商所訂定之所有條款及條件規限。本公司不會對獎品之質素、供應、派送及與使用指定禮品有關事宜之任何後果負責。本公司毋須就指定禮品的任何問題（包括但不限於其品質、供應、派送、及使用有關事宜）負上任何責任。對任何因使用或不當使用該指定禮品而直接或間接引致的任何損失或損害，本公司概不承擔任何法律責任或責任。有關合資格客戶收取指定禮品之方法及有關指定禮品之其他條款細則及詳情，客戶需參考有關推廣活動的個別條款和細則。 \n12.  若本推廣活動因但不限於未經授權的干預、欺詐、技術故障的原因，而破壞或影響安全性、公平性、誠信及本推廣活動的正常運作，本公司有權取消有關合資格客戶的資格，而無須發出事先通知。 \n13.  本公司有權隨時修訂、暫停或終止本推廣活動及/或獎賞及更改本條款及細則，而毋須另行通知。如有任何爭議，本公司對本推廣活動及/或獎賞之所有事宜均有最終決定權，並對所有相關人士具約束力。 \n14.  有關收集、保留、處理或以任何方式處理個人資料有關的私隱事宜的責任及政策提供的資料，可瀏覽PayKool官方網頁內的私隱政策聲明。 \n15.  本條款及細則是附加於本公司信用卡持卡人合約（「持卡人合約」）之一部份，倘若本條款及細則與持卡人合約有任何歧異，將以本條款及細則為準。 \n16.  本推廣活動受制於本公司（具唯一及絕對酌情權）核實及確認為合資格，如有任何爭議，本公司將保留最終決定權。 \n17.  並非本條款協議一方的人士無權按《合約(第三者權利)條例》(香港法例 第623 章)執行本條款的任何條文，或享有本條款的任何條文下的利益。 \n18.  本推廣活動及其條款和細則受香港特別行政區法律的管轄。任何由本推廣活動引起的爭議將在香港司法管轄區內根據香港特別行政區法律的解釋及解決。雙方得受香港特別行政區法院的專屬管轄權管轄。 ",null,{"links":24,"hiddenLinks":84},[25,28,31,34,37,40,43,46,49,52,55,58,61,64,67,70,73,75,78,81],{"text":26,"url":27},"信用卡持有人合約","/tnc/account_terms",{"text":29,"url":30},"信用卡申請條款及細則","/tnc/register_terms",{"text":32,"url":33},"信用卡登記開立賬戶條款及細則(流動應用程式註冊登記)","/tnc/app_application",{"text":35,"url":36},"信用卡私隱政策及個人資料收集聲明","/tnc/privacy_policy",{"text":38,"url":39},"產品資料概要及財務費用","/tnc/product_terms",{"text":41,"url":42},"持卡人爭議交易表格","/tnc/dispute_form",{"text":44,"url":45},"重要聲明 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